I’ve owed you guys this post for a while! In fact, I’ve already hit the minimum spend and then some on this card. Without further delay, I give you, the Citi AAdvantage Platinum Select World Elite MasterCard!
I recently product changed my Citi AAdvantage Executive World Elite card to an AT&T Access More card from Citi (details to come). The biggest reason I downgraded was the Executive card’s whopping $450 annual fee. After the first year, I just couldn’t justify paying the high fee. Originally, the card was compelling simply because of the mileage I could accrue from the sign up bonus. It’s offered 100,000 AAdvantage miles in the past, but I was only able to snag a 75,000 AAdvantage offer. Still, after 90 days I was 75,000 miles richer!
Before I get into all the details, a disclaimer: In my opinion, every card is worth the sign up bonus if you cancel after the first year. You just need to pick which card works best for you. Once you have a few, you then need to pick which ones to keep. There are a lot of factors that go into this – the bonus offer, the long-term benefits, you get the idea.
In an effort to clear up some of the mystery of selecting cards, I’m going to outline my decision and the benefits I was able to use with the AAdvantage Executive. I’ll break the benefits up into “tangible” and “intangible.”
Tangible: benefits that I more than likely would have paid for otherwise, or that I will be able to use or well save me money in the future
Intangible: benefits that I can’t comfortably assign a value to, this is usually because I’d be unwilling to pay upfront for such benefits
We’ve looked at all the ways a World Elite MasterCard will put you behind the wheel.
We’ve analyzed some of the benefits for riding the waves.
But what if the World Elite MasterCard in your wallet could give you wings too?
I know, I know. Very dramatic intro. There was a horror movie on in the other room while I wrote this. Anyway, let’s check it out. What can a World Elite MasterCard do for you a few thousand feet above the nearest road or ship?
Since I’m not travelling for a bit, we’ll be looking at some of the other benefits of this travel hacking business. As I started to outline last week with rental cars, the MasterCard World Elite program offers benefits for travelers at no additional cost to the cardholder. World Elite cards have annual fees, but you do get something for that money.
Still interested in the unsung benefits of your World Elite MasterCard? Good!
Next up: benefits for cruises. I know some of you out there are pirates born a few hundred years too late, so what’s better than the open sea? You won’t be doing any pillaging or plundering while on board, but these benefits could keep a few more dubloons in your pocket.
So, what’s this World Elite logo on my credit card?
Well, I have two cards with the World Elite benefits, so I decided to find out. Let’s start with some of the benefits that can you get you behind the wheel, or into a fresh set of wheels, depending on how you roll.
After I hit my first official churn on my Barclaycard Arrival+, I decided to put all those points to good use. I had previously charged some Southwest flights and a down payment on a Disney vacation to my Arrival+, and both of these transactions were eligible for redemption. In reality, all transactions are eligible for redemption, but you should really only use your points for travel related statement credits, as these offer the best value. Both the Southwest and the Disney purchase qualified.
This is just a small post to commemorate my first official credit card churn!
As you might have seen, I recently opened a Barclaycard Arrival+, and was aiming to hit the $3,000 spend much sooner than the obligatory 90 day period. Well, I just did! Over 42,000 Barclay miles posted to my account today, only 33 days after I received my card, and 39 days after I opened the account. 40,000 miles were from the promotion, and the rest was from regular spending. I should mention that the miles were added to my account the day before the transaction even posted to my account. I hit the spend so early in part due to a new job, where I’m able to purchase things for work personally, and then get reimbursed.
Thought I’d update you on my most recent card!
The Barclaycard Arrival+ application process was the same as any other online credit card application. I was approved instantly upon completion of the application for a $5,000 credit line. Not bad I thought, but definitely not as high as a few other cards I’ve had.