This hobby has taught me a lot. First, I was appalled by paying annual fees on credit cards. I mean, I had my trusty Discover card. Who needs a card that’s going to charge you just to use it? Plus, way before all of that, I thought all credit cards were evil!
Then, I thought people chasing status were crazy. I’m too tough for premium level service anyway, that’s for sissies. That may have changed too.
If you remember my post from last month, this will become a monthly item on the writing board. Rather than just updating my Keeping Score page, I want to explain a few things. You know, why I do what I do.
If I just put numbers in front of you, I’m the only one that’s going to benefit from it. If I explain those numbers, I hope it helps you a little bit too!
I want to get everyone travelling a bit more, and a bit cheaper, too.
The American Express Platinum, Charles Schwab edition.
I’ll admit, this one was a bit of an impulse. I’ve been shifting my focus from credit cards to bank bonuses, giving my credit report a bit of time to recover from the inquiries in the last year. I’ve opened up more than 10 cards since I started travel hacking about 9 months ago.
At any rate, I’ve very much enjoyed the opportunity to get started on some business credit history, and have access to some of the benefits of a business card. I do plenty of little “side-gigs,” and with a dedicated business card, I’ll actually be able to keep them on the side. When mixing business and personal expenses, things can get a bit tricky, so this is a great addition to my wallet. Not only for the valuable SPG points, but to help differentiate between business and personal expenses.
I just got back from a short trip, surprise! I flew out of Providence last week to spend some time with family in the Orlando area. We also spent a few days at Disney World!
Of course, there are some other places I would have liked to check off my list first, but it was great to see everyone. Some family from South Dakota made the trek as well, so I was excited to go!
That’s the good news.
The bad news? I started booking this trip before I really got into travel hacking. This means I spent, ahem, a less than ideal amount of money on the trip. I could have absolutely maximized my value from points and miles, and then gotten to Disney for much less. There are plenty of people out there saving buckets of money on Disney trips, and I wanted to brainstorm a bit on how to spend less at Disney too. Who knows, maybe I’ll go again one of these days!