I have a whole pile of American Airlines miles (thanks Citi), plenty of American Express Membership Rewards, United MileagePlus miles, and a smattering of points with Alaska and Virgin America (soon to be combined anyway). I had a healthy balance of Southwest Rapid Rewards, but I’ve been burning through those before my Companion Pass expires at the end of the year. As for hotels, I have decent stash of SPG and IHG, but I’d like to snag some Hilton and Hyatt points, and maybe even some Wyndham, Club Carlson, or Best Western points to round things out.
Luckily, I continue to build my portfolio of points slowly but surely. With the cards I have, I can easily get Membership Rewards points and Citi ThankYou Points in a pinch, while my girlfriend has a good balance of Chase’s Ultimate Rewards points.
This hobby has taught me a lot. First, I was appalled by paying annual fees on credit cards. I mean, I had my trusty Discover card. Who needs a card that’s going to charge you just to use it? Plus, way before all of that, I thought all credit cards were evil!
Then, I thought people chasing status were crazy. I’m too tough for premium level service anyway, that’s for sissies. That may have changed too.
At any rate, I’ve very much enjoyed the opportunity to get started on some business credit history, and have access to some of the benefits of a business card. I do plenty of little “side-gigs,” and with a dedicated business card, I’ll actually be able to keep them on the side. When mixing business and personal expenses, things can get a bit tricky, so this is a great addition to my wallet. Not only for the valuable SPG points, but to help differentiate between business and personal expenses.