Citi

Points Update December 2016

Hey everyone!

Remember that Keeping Score page I created a while back?

I totally understand if you don’t remember.  I realized the page wasn’t entirely useful in its current state.  You see, I update it every month.  That’s great for me, I get to see how far I’ve come.  But for somebody just finding this blog, it’s not so helpful.  So you have a lot of points?  Cool.

It’d be a lot more helpful if I explained how to get those, huh?

I’ve decided to write a monthly post, outlining the biggest changes and updates to my portfolio of points and miles.  This will be the inaugural post, and just about every month I’ll write a new update, to coincide with updating the page itself.

(more…)

Review: Citi AAdvantage Executive World Elite MasterCard

I recently product changed my Citi AAdvantage Executive World Elite card to an AT&T Access More card from Citi (details to come).  The biggest reason I downgraded was the Executive card’s whopping $450 annual fee.  After the first year, I just couldn’t justify paying the high fee.  Originally, the card was compelling simply because of the mileage I could accrue from the sign up bonus.  It’s offered 100,000 AAdvantage miles in the past, but I was only able to snag a 75,000 AAdvantage offer.  Still, after 90 days I was 75,000 miles richer!

Before I get into all the details, a disclaimer:  In my opinion, every card is worth the sign up bonus if you cancel after the first year.  You just need to pick which card works best for you.  Once you have a few, you then need to pick which ones to keep.  There are a lot of factors that go into this – the bonus offer, the long-term benefits, you get the idea.

In an effort to clear up some of the mystery of selecting cards, I’m going to outline my decision and the benefits I was able to use with the AAdvantage Executive.  I’ll break the benefits up into “tangible” and “intangible.”

Tangible:  benefits that I more than likely would have paid for otherwise, or that I will be able to use or well save me money in the future

Intangible:  benefits that I can’t comfortably assign a value to, this is usually because I’d be unwilling to pay upfront for such benefits

(more…)

World Elite MasterCard Benefits: Wheels

So, what’s this World Elite logo on my credit card?

Well, I have two cards with the World Elite benefits, so I decided to find out.  Let’s start with some of the benefits that can you get you behind the wheel, or into a fresh set of wheels, depending on how you roll.

(more…)

Citi and AAdvantage

Citi and American Airlines seem to get along very well.  There’s a selection of Citi/AAdvantage co-branded cards, and Citi often offers miles for new bank accounts.  I got lucky with two special AAdvantage bonuses this past Fall.  I decided to take full advantage of both of them.

(more…)

UPDATE: RadPad

Hi everyone!  I have exciting news for those of you looking to increase your ability for monthly spend.  You know how I just posted about RadPad?  You already forgot?!  Sheesh, it was only last night..

Well, I should have waited another day, because I just heard news about RadPad, explaining some new information:

Using a MasterCard credit card now only incurs a 1.99% fee.

I know it doesn’t sound like much, but this is a big deal!  Hear me out:

(more…)