When I applied for my first business card, I only based it on my occasional reselling of items on Amazon or on Ebay. Luckily, American Express was happy to stroke my ego, agreeing that I had a “business” and I snagged a Starwood Preferred Business Credit Card.
Now, I’m happy to say my side hustle is actually holding its own.
So much so, that I had to increase my spending power. I not only requested (and was approved) for a credit line increase on my Starwood card, but I took out a new Alaska Airlines Visa Business Card from Bank of America!
I’ve owed you guys this post for a while! In fact, I’ve already hit the minimum spend and then some on this card. Without further delay, I give you, the Citi AAdvantage Platinum Select World Elite MasterCard!
The American Express Platinum, Charles Schwab edition.
I’ll admit, this one was a bit of an impulse. I’ve been shifting my focus from credit cards to bank bonuses, giving my credit report a bit of time to recover from the inquiries in the last year. I’ve opened up more than 10 cards since I started travel hacking about 9 months ago.
At any rate, I’ve very much enjoyed the opportunity to get started on some business credit history, and have access to some of the benefits of a business card. I do plenty of little “side-gigs,” and with a dedicated business card, I’ll actually be able to keep them on the side. When mixing business and personal expenses, things can get a bit tricky, so this is a great addition to my wallet. Not only for the valuable SPG points, but to help differentiate between business and personal expenses.
This one is overdue: I was approved for the Premier Rewards Gold card from American Express in December 2015. Oops.
As I said in my last post, I thought these First Impressions posts were getting a little dry. So I’m going to switch up the format a bit. You’ll still get all the pictures of the card and even the packaging if you want to check that out, but we’ll focus a bit more on how to actually use the card.
If you want to truly travel hack your way across the globe, you have to maximize your earning. You have to have a few different cards in your wallet. You have to know which ones to use, where and when to use them.
I took a break from my “First Impressions” posts on my new credit cards, as I thought they were starting to get repetitive. Apply. Get card. Spend $$$. Get miles. Travel.
Obviously, credit cards don’t differ heavily from one to the next on the surface. Sure, there’s a few different networks, different airlines partner with different banks, and then there’s fixed-value card, hotel cards, airline cards. But they’re all the same shape. Most are plastic. All your cards will turn around and bite you if you’re not careful.
While reviewing some of the data on my posts, I realized the First Impressions category was quite a hit Don’t worry, I use that term very loosely. By “hit,” I mean that you know, a handful of people clicked on it. The Southwest Premier vs. Personal post was particularly well-received.
The Chase Southwest Premier Visa is my last card for the year. This will be my fifth card in the past 6 months, and I’ve got plenty for now. I’ll be holding off until January for my next two cards, and I already know which ones I’m targeting. (more…)