First Impressions: Citi AAdvantage Platinum Select World Elite MasterCard

I’ve owed you guys this post for a while!  In fact, I’ve already hit the minimum spend and then some on this card.  Without further delay, I give you, the Citi AAdvantage Platinum Select World Elite MasterCard!

I mean, really, what is it with Citi AAdvantage cards and their long names?

First I open up a Citi AAdvantage Executive World Elite MasterCard, and now this one?  Maybe Citi thinks the card is more prestigious with a longer name.

I’ve had the Platinum card since early September.  I applied in late August, just before Citi’s new rules came into effect.  Basically, Citi won’t let you earn a bonus on a new card if you’ve opened or closed one of the cards in the same family in the past 24 months.  I knew I’d have to close my Executive card in October or November, so I wanted to snag one more American Airlines card before the rules were enforced.  Otherwise, I’d have to wait until at least October 2018 to get another bonus!

citi-aa-plat-front

I actually really like the design on this card!  Something sleek about it.  All of the Citi AAdvantage cards have a similar look – the Executive card is black, the Platinum, Gold, and Bronze all have colors matching their titles.

Well, I’d have to wait that long anyway, since I closed the Executive.  At least this way, I’ll get an additional 50,000 to tide me over for those two years!  Luckily, I was approved, and was well on my way to bolstering my AAdvantage account with an additional 50,000 miles.

The Offer

50,000 AAdvantage miles after spending $3,000 within 90 days.  Annual fee was waived the first year.  Standard offer for airline cards.  Well, maybe not standard, but this is usually the minimum offer I’ll spring for.  The Platinum card has bumped up to 60,000 in the past, and I’m sure will do so in the future too.  Do not apply for this card with the smaller (but more common) 30,000 AAdvantage sign up bonus.  It’s just not worth it, in my opinion.  I would have loved to wait for another 60,000 offer, but like I said, I had a deadline.

Unfortunately, the old AAdvantage Platinum World to World Elite dried up a little while ago.  Look it up, I’m sure you’ll be just as sad as I am.  For better or worse, this is an ever-changing game.

The Specs

  • 2 AAdvantage miles per dollar on purchases from American Airlines
  • 1 AAdvantage mile per dollar everywhere else
  • World Elite MasterCard benefits
  • Access to reduced mileage awards
  • Access to Citi price rewind (included with most Citi-branded personal cards)
  • 10% of your redeemed American Airlines miles back (10,000 mile annual maximum)
  • First checked bag free on American flights for you and 4 travel companions
  • Group 1 boarding for you and 4 travel companions on American Airlines
  • 25% savings on in flight purchases (food, drinks, and headsets)

Reduced Mileage Awards

Sometimes I’m disappointed that I don’t get to use all of a card’s benefits.  Then I look at my AAdvantage miles account!  Either way, the reduced mileage awards definitely offer some added value for folks that travel domestically.  The Platinum card receives a discount of 7,500 AAdvantage miles on flights over 500 miles in distance, and a 2,000 AAdvantage discount under 500 miles (just like the Executive card).

The problem with this?  The cities constantly change.  American Airlines posts a new list every few months, and if the cities you need to fly into, or out of, are not on the list for the month you need to fly, you’re out of luck!

AAdvantage 10% of miles back

Now this one, I like.  In fact, I’m debating keeping this card open long term, just for the ability to get 10% of my miles back.  Cardholders will get 10% of their miles used to book award flights, up to 10,000 miles annually.  What a great idea!  Now I only need Southwest to do that too…maybe 20% since I have both cards?

Keeping the card just for 10% back?  For me, I think it might be a good idea!  The annual fee is $95, right?  And let’s say AAdvantage miles are worth 1.5 cents apiece.  So, if I want to counter the annual fee with this benefit alone, I just need to get back about 6,334 AAdvantage miles.  Since I get back 10% of the miles I use, I’d have to actually burn through 63,340 AAdvantage miles each year to justify the annual fee.  That’s actually not that much!  63,000 miles will get you a round trip from the US to Europe or to Asia during the off peak dates.  Hey, why not find some off peak dates to go to the Caribbean, twice?

Notably, this benefit is not found on the Citi AAdvantage Executive card, or on the lower tier Gold and Bronze cards.


So, this card worked out pretty well!  I’m now banking a healthy AAdvantage account, and can’t wait to use up some of these miles!  Between the 10% back, and the limits on opening/closing Citi cards, the Platinum might stay in my wallet for some time.

citi-aa-plat-aadvantage-miles

At this point, the only cards I carry regularly are the Southwest Premier (remember, that Companion Pass almost doubles my Rapid Rewards!), and my tried and true Discover it for the bonus categories.

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4 comments

    1. I have, and it’s a great card for most folks, myself included! Unfortunately, I’m way over Chase’s 5/24 rule, so I doubt they’d approve me for it. I’ve shifted to putting spend through my Chase cards, and targeting other banks for my new applications. Do you have the Sapphire?

      Liked by 1 person

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