The Barclaycard Arrival+ application process was the same as any other online credit card application. I was approved instantly upon completion of the application for a $5,000 credit line. Not bad I thought, but definitely not as high as a few other cards I’ve had.
I applied and was approved on a Thursday. The envelope came via regular mail, a full week afterward, on the following Thursday. Nothing major to report here, a pretty standard envelope: welcome letter, card, user agreement, and World Elite pamphlet. Let’s take a second to give the Mastercard World Elite program a shout. There’s a lot of cards with this designation, and some of the benefits include 24/7 concierge service, elite status at a few car rental companies, and access to special discounts and upgrades for flights, hotels, and cruises. Keep an eye out for a future post on World Elite benefits!
The card itself is simple, which I like. A plain blue and silver color scheme leaves the card looking clean and still not boring. I’ve noticed a lot of cards are blue/silver, I wonder there’s a reason for it….
Mastercard CEO: “Muahahaha after all the research, we know blue and silver cards will make people spend more money!”
Barclay Miles (and why they’re really points)
The Barclaycard Arrival+ earns 2 miles per $ spent…on anything. For this reason, it’s better than the Chase Sapphire Preferred from a pure earnings perspective. The Chase Sapphire Preferred only gets 2 points/$ on travel and restaurant spending. The Chase SP definitely has this card beat in other areas though, especially if you’re someone who uses the Sapphire Preferred in conjunction with the Ink and the Freedom. Anyway, I like the Barclay miles because they’re flexible; they’re redeemable for statement credits toward travel starting at 10,000 miles for $100 (or 5,000 miles for $25 towards non-travel purchases..a horrible use of miles, in my opinion). Keep in mind, you only have 120 days to redeem the miles.
Also, I refer to Barclay miles as “points” because that’s really what they are. For the purposes of this blog at least, “miles” will only be referring to actual airline miles. “Points” are for systems like these. Points like these are really a form of cashback, since they’re redeemable for statement credits, and they don’t physically get deposited into a frequent flyer account. Some travel cards call their points systems “miles” just to make the connection between the card and travel rewards for the consumer.
That’s it for now! Check in later for a review of the card. I’m targeting at least a few months of use before I review the card, so I know a little more about it and how the redemption policies work.